Your Financial Data Never Leaves
Your Web Browser.
At My Wealth Harbor, privacy is not an afterthought: it is the core architectural principle of our platform.
100% Client-Side Computation Model
Local In-Browser Processing Guarantee (Nothing Transmitted to a Server)
When you type household income, mortgage balances, interest rates, debt amounts, or savings figures into any calculator on My Wealth Harbor:
- Zero Server Transmission: Your entered financial data is never sent across the network to our servers or any remote database.
- In-Memory Logic: All formulas, amortization schedules, and graph renders run strictly within your device's browser memory (JavaScript).
- Instant Erasure: Refreshing the webpage or closing the browser tab immediately wipes all entered figures from local memory.
01. Information We Do Not Collect
We do not require user accounts, logins, passwords, names, or email addresses to use any of our financial tools. Because we do not collect personal financial inputs, we have no capability to view, store, sell, or monetize your financial calculations.
02. Local Storage & Cookie Usage
We minimize web storage technology to only what is necessary for site functionality:
- Local Storage (Theme Preference): We store a tiny key-value pair (
theme: "dark"or"light") in your browser's LocalStorage to remember your preferred visual appearance across sessions. - Session Storage: Transient session storage may be used locally to retain calculator settings during page navigation, remaining strictly within your browser.
03. Advertising & Analytics Status
Google AdSense and third-party advertising tracking scripts are currently not active on My Wealth Harbor.
Should Google AdSense or analytics tools be activated in the future, Google and its advertising partners may use cookies or advertising identifiers to serve ads based on visits to this and other websites. Visitors will be able to manage ad preferences at Google Ad Settings (adssettings.google.com) or via aboutads.info.
04. GDPR & UK GDPR Privacy Rights (European Visitors)
If you are accessing My Wealth Harbor from the European Economic Area (EEA) or the United Kingdom, you are granted specific rights under the General Data Protection Regulation (GDPR):
Right to Access & Portability
You have the right to request information on any personal data collected.
Right to Erasure (Forgetfulness)
You can request deletion of any personal communications or contact inquiries sent to us.
Legal Basis for Processing
Any technical logs (e.g. standard server web request logs) are processed under legitimate interests for site stability and security.
Data Controller Contact
For data rights inquiries, reach out to our contact team.
05. California Consumer Privacy Act (CCPA / CPRA)
For residents of California, USA:
- No Sale of Personal Data: We explicitly state that My Wealth Harbor does NOT sell, rent, or trade your personal information or financial calculation inputs to third parties or data brokers.
- Right to Know & Delete: You have the right to request details on information collected or request deletion of contact correspondence.
- Non-Discrimination: We do not discriminate against users who exercise their privacy rights.
06. Contact Us About Privacy
If you have any questions or concerns regarding this Privacy Policy or data handling practices, please contact us via our Contact Page or send an email to contact@mywealthharbor.com.