Transparent Rules for
Educational Financial Tools.
Please review these Terms & Conditions before using My Wealth Harbor tools and educational content.
Important Notice: Educational Tools Only
My Wealth Harbor provides financial calculators and analytical tools for educational, planning, and illustrative purposes only. Nothing on this website constitutes professional financial, mortgage, tax, legal, or investment advice.
Calculator outputs are mathematical estimates based on user inputs and generic formula models. You should always verify calculations with licensed financial advisors, mortgage lenders, CPAs, or government authorities before executing financial transactions.
01. Agreement to Terms
By accessing or using My Wealth Harbor (mywealthharbor.com), you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must discontinue use of the website immediately.
02. No Warranty on Calculation Accuracy
All calculators, schedules, tables, graphs, and content on My Wealth Harbor are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express or implied.
- Mathematical Models: While we test formulas against standard financial benchmark algorithms, real-world mortgage terms, tax brackets, insurance premiums, and interest rate structures vary by lender, locality, credit rating, and regulatory changes.
- User Inputs: Calculation accuracy depends entirely on user-provided inputs. We take no responsibility for errors resulting from inaccurate or incomplete user numbers.
03. Intellectual Property Rights
All content, website source code, UI designs, layout aesthetics, calculator implementations, custom scripts, logos, and graphics are the exclusive intellectual property of My Wealth Harbor and are protected under applicable copyright, trademark, and intellectual property laws.
- Personal Non-Commercial Use: You are granted a limited, revocable, non-transferable license to access and use our calculators for personal financial planning.
- Restrictions: You may not copy, reproduce, republish, mirror, frame, resell, redistribute, or reverse engineer any tools, formulas, or interface design elements without prior express written permission from My Wealth Harbor.
04. Acceptable Use Policy
You agree to use My Wealth Harbor solely for lawful purposes. You must not:
No Automated Scraping
Use bots, spiders, crawlers, or automated scripts to harvest website content or calculation logic.
No Infrastructure Abuse
Attempt to overload, compromise, or disrupt site availability or web hosting infrastructure.
No Commercial Resale
Embed our calculators inside paid software or sell lead generation forms based on our tools.
No Unlawful Activities
Use site content in connection with fraudulent activities or legal violations.
05. Limitation of Liability
To the maximum extent permitted by applicable law, My Wealth Harbor, its creator, operators, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages (including financial losses, lost interest savings, tax penalties, or loss of data) arising out of or in connection with your access to, use of, or inability to use our website or calculators.
06. Governing Law & Jurisdiction
These Terms & Conditions and any disputes arising out of or related to your use of My Wealth Harbor shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles. Any legal action or proceeding arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the competent courts of India.
07. Changes to Terms
We reserve the right to revise or update these Terms & Conditions at any time without prior notice. Any modifications take effect immediately upon posting to this page. Your continued use of the website following changes constitutes acceptance of the updated terms.
08. Contact Us
For any questions concerning these Terms & Conditions, please visit our Contact Page or reach out via email to contact@mywealthharbor.com.